Some crucial aspects of engagement ring must be firmly kept in mind if the couples want to purchase genuine diamonds for engagement rings. These aspects are not limited to the 4Cs of diamond and include all the measure to ensure a right purchase with all the details.
After the woman has given approval to a man’s proposal of marrying her, often the would-be grooms make the mistake of rushing to the near by jeweler for purchasing of engagement rings. Without scanning of several such shops and with no concrete knowledge about the ring, you are unlikely to find a suitable ring with adequate looks and prices. Here are some tips to follow.
Budgeting of the ring is very crucial. As a rule of thumb, a two month salary is considered sufficient but do not make it a strict rule. Keep your savings and the amount you can set aside for making the budget of spending on engagement rings. A very low expenditure will result in inferior quality of the ring which of course you do not want. So, find out the range of prices on the internet and in your vicinity and then set a range for your self keeping the quality also in mind.
Consider buying a loose diamond and then ask the jeweler to put it into shape of your liking and cut is accordingly. Note that the danger of buying the already mounted diamonds on the rings is that often they are set in such a way that flaws, inclusions and scratches are not visible under hot spot lights. Knick or chips of the stone are buried under the prongs. A particular setting can be used to mask the yellowish color of the stone. For such reason, prefer buying loose diamonds.
When the jeweler shows you the loose diamonds, ask him to magnify them under a microscope and mark them for degree of imperfections. For knowing the color of the diamond, ask the jeweler to place it upside down in a white tray. This step will ensure if the diamond is yellowish or not and how much yellowish it is. Prefer the stones which are graded G, H or I for their near colorless ness for the engagement rings.
Other parameters that you must ensure are cut, clarity and carat weight. Select the parameters as per your budget. Expensive diamonds are colorless and some deep cuts make them even more out of the buying reach. A carat weight of less than one is usually affordable. Prefer buying smaller diamonds as they are affordable. You should also go for less expensive settings of engagement rings. Elaborate designs and carvings will make the ring further costly.
For an affordable ring, negotiations are also crucial. The jewelers expect you to negotiate over the prices. So, never pay the price mentioned on the sticker. You can even find huge discount. A 30-40 percent lower price than the sticker can save you huge money. Plus, chances are that the jeweler may offer you discounts on settings also if you negotiate further.
Do not forget the jeweler to remind that you are going to take the engagement rings for the appraiser when the jeweler has mounted the diamond on the ring. On knowing that his work is to be reviewed by other experts, he will take extra care while setting the ring as per your specification.
And in the last, it is advisable to have the diamond plotted, which is like taking the fingerprints. A scrupulous jeweler may put a fake similar looking stone on the ring when you come back to take it. The plotting on the paper helps you to recognize and compare the diamond for its originality.
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Posted December 31, 2008 
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